Last year, the net profit of Amonatbonk (Tajikistan’s state-run savings bank) amounted to almost 102 million somonis (equivalent to about 9 million US dollars), which is 53.5 percent more than in 2021, says press release issued by Amonatbonk.    

Last year, Amonatbonk reportedly channeled l85 million somonis to the country’s budget in a form of taxes and other mandatory payments.  

The bank’s deposit portfolio rose 52 percent in a year to December 31 last year, reaching about 5 billion somonis.

Residential customer deposits have reportedly amounted to 2 billion somonis.  

In 2022, Amonatbonk provided a total of about .5 billion somonis in loans to 46,000 customers, which 2.4 percent more than in 2021.  

Last year, Tajikistan’s savings bank also provided a total of 10.7 million somonis in mortgage loans to 51 residential customers. 

As of January 1, 2023, Amonatbonk’s loan portfolio reportedly amounted to 1.7 billion somonis.

Amonatbonk reportedly provides loans in the national currency, the somoni, at the annual interest rate fluctuating from 18 percent to 24 percent and loan in the foreign currency at the annual interest rate fluctuating from 4.5 percent to 10 percent.   

Last year, customers of Tajikistan’s savings bank could get loans in the amount from 3,000 to 500,000 somonis both in the national and foreign currencies for the period from six to thirty-six months. 

Amonatbonk is the only state-owned bank.  Established in 1925, it is one of the oldest banks in Tajikistan and one of the largest based upon various criteria - including the number of branches and the number of served clients.

The institution is unique in its orientation towards implementing social, pension and other state programs.  Amonatbonk has 5 regional centers, 69 branches and more than 500 agencies.  This gives the institution a presence in the most remote mountainous parts of the country.